Your ex still being your beneficiary isn’t dark humor. It’s a disaster waiting to happen.

We get it — when life moves fast, paperwork moves slow.

But here’s a nightmare in the making: You get life insurance. Years pass. You split with your spouse. New life, new love, new family.

And one day, God forbid, something happens to you…

Your ex gets the check.

The Silent Threat

Outdated beneficiaries are one of the most common financial planning failures.

Even if you’ve:

• Moved on emotionally
• Remarried
• Had more children

Your ex may still be legally entitled to your life insurance payout — if you never updated the forms.

And guess what? Many employers and online platforms don’t prompt you to double-check.

Update Your Protection

It takes 10 minutes. But it could save your children years of legal mess, hurt feelings, and even loss of inheritance.

What to review:

• All insurance policies (life, disability, accidental)
• Retirement accounts (401k, IRA, etc.)
• Work benefits

We walk clients through this every week. And the stories we hear? Some would shock you.

Build the Future, Not the Lawsuit

Your family deserves clarity, not confusion. Love is proven not just in words, but in preparation.

And if you’re in a new relationship, the last thing you want is your ex showing up at the worst possible time… with a legal claim.

Don’t leave your legacy to a past chapter.

Book a free Legacy Audit Call. 

We’ll review your beneficiaries, help you update your policies, and ensure your love is reflected in your planning.

Kaizen Family Financial. We protect who you love — and only who you love.