When your paycheck stops, your bills don’t. But what if the income didn’t have to stop?

You’ve built a life around your income. Rent. Groceries. School tuition. Gas. Car note. Giving.

But what happens if one accident, illness, or diagnosis puts you out of work for 3, 6, even 12 months?

You lose not just time — but potentially $10,000… $20,000… more.

And most Americans don’t have enough savings to cover even 30 days.

he Myth of the Emergency Fund

You’ve heard it before: “Just save 3–6 months of expenses.”

That’s good advice. But life isn’t always that simple. Especially when:

• You’re a contractor or self-employed
• You’re raising kids or supporting parents
• You’re still recovering from inflation

Even the best savers can’t out-save long-term disability.

Enter Disability Income Protection

This isn’t just for catastrophic accidents. It’s for the everyday stuff:

• Pregnancy recovery
• Mental health leave
• Post-surgery rehab

It replaces a portion of your income — so your life keeps moving even if you can’t.

Plans are more affordable than people think. And payouts are tax-free when paid with post-tax dollars.

rotection Is What the Wealthy Buy

You insure your car. You insure your phone. You insure your vacation.

But your income — the very thing that funds all of that — gets ignored.

That’s not protection. That’s gambling.

The wealthy don’t do that. They insure the asset that matters most: earning power.

Get Your Income Shielded

Book your Income Protection Strategy Call now.

We’ll show you:

• What options match your career and family structure
• How to budget for protection
• The plan top earners use to never miss a beat

Kaizen Family Financial. You protect your family by protecting your paycheck.